Debt Financing in Nigeria: What Every Borrower Must Understand Before Signing a Loan Agreement
By; Banking & Finance Practice Group INTRODUCTION Access to debt financing is, for most Nigerian businesses, not merely a commercial objective it is a precondition for growth. Whether the facility in question is a term loan from a deposit money bank, a revolving credit facility from a non-bank financial institution, or a multi-bank syndicated arrangement, […]
Why Every Nigerian Business Needs a Shareholders’ Agreement Before the First Deal
INTRODUCTION In also a decade of corporate commercial practice, I have observed one pattern with remarkable consistency: Nigerian businesses tend to run into their most destructive legal problems not because they broke any law, but because they never agreed, in writing and with legal precision, on what would happen when things changed. A founding partner […]
CBN Circular PSS/DIR/PUB/CIR/001/004 (15 June 2026):New Rules on Data Localisation, Beneficial Ownership Disclosure & Market Concentration in the Nigerian Digital Payments Ecosystem
On 15 June 2026, the Central Bank of Nigeria (CBN) issued Circular No. PSS/DIR/PUB/CIR/001/004 (the Circular) through the Payments System Supervision Department, signed by its Director, Dr. Rakiya O. Yusuf. The Circular introduces three sweeping categories of obligations applicable to virtually all participants in Nigeria’s digital payments industry: Download full Regulatory Alert to read more
WHEN THE CONSTITUTION SPEAKS: A Legal Appraisal of the Federal High Court Order Directing INEC to Deregister Five Political Parties
INTRODUCTIONOn 15th June 2026, Justice Peter Odo Lifu of the Federal High Court sitting in Abuja delivered a judgment with significant implications for Nigeria’s political landscape ahead of the 2027 general elections. In Suit No. FHC/ABJ/CS/2637/2026 — instituted by the Incorporated Trustees of the National Forum of Former Legislators — the court ordered the Independent […]
Bridging Nigeria’s Energy Access Gap with Distributed Solar & Clean Technologies
Nigeria faces chronic electricity shortfalls — frequent outages affect millions of households and businesses. Grid extension is slow and costly, leaving vast rural areas permanently off-grid. Diesel/petrol generators remain the dominant backup — expensive, noisy, and environmentally damaging. Distributed solar and mini-grids are growing rapidly as sustainable alternatives, serving off-grid communities directly. Click here to […]
Directors’ Fiduciary Duties Under Nigerian Law: Risks, Liabilities and Practical Compliance
Introduction Directors occupy a position of trust and authority within a corporate structure. In Nigeria, the law imposes on directors a set of obligations that transcend mere contractual duties. These obligations are fiduciary in character: directors must act in the best interests of the company, avoiding conflicts, exercising care and diligence, and ensuring that their […]
Music Publishing Deals: Legal Red Flags to Spot
The Nigerian music industry has grown into a global force, exporting sounds that dominate charts from Lagos to to all around the world. Yet, behind the glamour of record streams and viral hits lies a less talked-about reality unfavourable publishing deals that strip artists and songwriters of their rights. Understanding what lies in the fine […]
